Participants in Citizenship by Investment (CBI) programs have access to valuable opportunities to acquire personal freedom, financial security, and international mobility. In 2024, CBI programs have opened new ways to investors seeking a second citizenship.
CBI programs are available in several countries and continents and provide benefits, including visa-free travel and favorable tax regimes. These investment decisions also contribute to the economic expansion of the countries that implement CBI programs.Whether opting for EU citizenship in a European country or choosing to invest in a warm Caribbean island, obtaining citizenship in a CBI country unlocks a world of opportunities and fresh experiences for investors.Â
This guide looks at the top citizenship by investment (CBI) initiatives for 2024. It offers an evaluation of the top three programs, including information on their eligibility requirements, available investments, processing times, and benefits.
Most Popular Citizenship by Investment Initiatives
Montenegro Citizenship by Investment (CBI)
The Montenegro Citizenship by Investment Program allows applicants to gain Montenegrin citizenship through a combination of real estate investment and a donation. This program significantly contributes to Montenegro’s infrastructure and development, as it requires a non-refundable €100,000 contribution to the state budget and an additional €100,000 donation toward regional development. In addition, applicants must invest in government-approved real estate projects, further supporting the local economy.
With a passport power ranking of 46th in the world as of 2024, holders with Montenegrin passports have considerable freedom of movement. Citizens of Montenegro can travel freely across most of Europe, Asia, and beyond with visa-free or visa-on-arrival entry to 126 countries. The Montenegro Citizenship by Investment Program is a desirable alternative for anyone looking for both European residence and a reliable second passport because of its investment prospects and worldwide mobility.
Malta Citizenship by Investment (CBI)
A route to citizenship by financial investment is provided by the Malta Citizenship by Investment (CBI) program. The minimum investment required for applicants planning to stay in Malta for 36 months is €600,000, or €750,000 for a 12-month stay. Investing in residential real estate in Malta with a minimum of €700,000 and holding it for at least five years is an additional choice.
Investors from the US and other nations can seek for Maltese citizenship, which is equal to EU status, through naturalization in exchange for substantial donations. A minimum investment of €600,000 is needed for this, subject to thorough due diligence and other eligible investments.
Maltese citizenship grants the right to live, work, study, and retire in any EU member state. Malta offers visa-free access to 190 countries, along with first-rate healthcare, education, and a transparent financial system.
In accordance with Maltese legislation, dual and multiple citizenships have been permitted in Malta since February 2000, enabling applicants to keep their original citizenship.
Retirement is one of the elements that makes Malta a good substitute for investors. The Malta Retirement Program (MRP), which gives retirees another option, is the primary route for US retirees to relocate permanently to Malta. To get it, you need to be at least 55 years old, have private health insurance, own or rent real estate in Malta, and have a retirement income.
Antigua & Barbuda Citizenship by Investment (CBI)
A road to citizenship in one of the greatest countries in the Caribbean is provided by the Antigua and Barbuda Citizenship by Investment (CBI) Program, which offers a variety of investment possibilities. A minimum commitment of $100,000 to the National Development Fund, a minimum investment of $200,000 in real estate, a business venture requiring a minimum investment of $400,000, and a donation of $150,000 to the University of the West Indies Fund are the four primary investment possibilities offered by the program.
A $100,000 contribution to the National Development Fund is the smallest investment required to become a citizen. While firm initiatives require a minimum of $1.5 million from a single investor, the minimum investment for real estate starts at $200,000.
Proof of the source of money meant for investment in Antigua and Barbuda must be presented by applicants. Any dependent under the age of eighteen, with the exception of the husband, must also provide a sworn affidavit of support.
Due to its varied economy, Antigua and Barbuda has minimal limits on international investment. Additionally, the nation is a desirable choice for CBI candidates due to the lack of worldwide personal income taxes, wealth, gift, inheritance, or capital gains taxes. Another benefit of dual citizenship is that holders do not have to give up their current citizenship.
